Costs Calculator

The purchase of property is levied by the government (transfer fees) and there are legal and admin costs for the registration of the home loan, most of which are due upfront, before transfer can take place. Use this calculator to work out what these costs are so you can have the funds available in time.

Please ensure there are no spaces, commas, percentages or full stops in the values you enter.

Costs Calculator

Bond & Transfer Costs Calculator

TOTAL Bond & Transfer Costs

TOTAL Costs R 5 750,00  

Bond Costs on a Loan Amount of R 0,00

Conveyancer's Fee R 0,00  
Sundries R 2 500,00  
VAT @ 15% R 375,00  
Deeds Office Levy R 0,00  
Total Bond Costs R 2 875,00  

Transfer Costs on a Purchase Price of R

Conveyancer's Fee R 0,00  
Sundries R 2 500,00  
VAT @ 15% R 375,00  
Deeds Office Levy R 0,00  
Transfer Duty R 0,00  
Total Transfer Costs R 2 875,00  

Provisions must be made for the following:

Bank's admin & initiation fees of R 6 037,50  
Levies for up to 12 months (normally 3 months)  
Transfer of an Exclusive Use Area such as parking bays, garages, etc. in an amount of approx. R 2 000,00 per Exclusive Use Area  
Insurance Certificate for Sectional Title transfers in the sum of approx. R 800,00  
A charge which varies from attorney to attorney for electronic instructions fee, FICA fee, deeds office searches and other charges in an amount of between R 1 000,00 to R 2 000,00  

Disclaimer: All rates and fees are illustrative rates and fees which are subject to change. This calculator is provided for you convenience and provide estimated values based on the criteria selected. When consulting a Bond Gallery agent the costs can be formally confirmed based on all the information provided.

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